Sample Courtesy Notice to Creditors

For use by victims of Identity Theft

(Date)

Dear (Creditor Name/Collection Agency Name):

On (Date), I received your letter demanding payment of (amount).  I did not open this account and incur this unpaid balance.  Someone, other than myself, wrongfully used my personal information to obtain a line of credit/service.  Your company extended a line of credit/services to someone, other than myself.

You are hereby notified that on (Date), I filed an identity theft report with the Vermillion Police Department.  The case # is (___________), a copy of which can be obtained by contacting the Vermillion Police Department Records Section at (605) 677-7070.

Closing,

(Your name and address)